Insurance is the thing that you need in life and not strange at all if you have one. This insurance will make your life more protected. You need to buy insurance protection plan for death Malaysia. When you are dead, they will still have the insurance for it. That was one reason why you needed this. It just not protects you while you are alive but also when you are dead. Buy insurance protection plan for death Malaysia now. To get the benefit from it. There are so many benefits that you will get from buying insurance. Not all people that take this insurance as their priority. But actually the insurance really will give benefits and good things will come if you have that. There are many types of insurance and not all insurance you must have. At least you need to have one and it will protect your life. 

Type of death that not covered by insurance

Drive under influence drugs

For this type of death, the insurance cannot cover it because it already breaks the rules. So people that died at that time will not be covered by any insurance companies. They will not serve you to cover the dead because drugs. Drugs are illegal and if someone dies because of this it is better not to claim the insurance. So it is better not to drive if you are under the influence of drugs. Drugs are a dangerous thing and don’t have any benefit from you. Either it is physical or mental. Your money will be wasted just because of the drugs. Your dead also do not like any funeral that people will send you in a good way. Maybe still a good way but people will talk bad about you. 

Under alcohol 

If under drugs, you cannot claim the same as alcohol. This also breaks the rules that your country already makes. Every country actually reminds you to not drive if you are under alcohol. It will be dangerous and it can harm other people too. Alcohol will make your mind go nuts and you can’t remember what happened. It is so dangerous to you and people. So when you die because of that, the insurance company will not cover you. If you are a heavy drinker and know you are driving but still want this insurance, sure you can apply. But if you die because the alcohol is still not acceptable. You will not be covered by it. 

Nominee is criminal 

When they apply for this insurance they turn out to be criminals. So if they die at the prison, they cannot claim the insurance for their death. The criminal cannot claim their insurance. They already do a bad thing so when they die, it is not related to getting insurance. The criminal will only get to claims if the murder charges to be dismiss and some verdict will be given. Insurance companies will refuse to give some payout. They will not give any cover of the death when the person is a criminal.